Wealth
Tailored advice based on what is important to you
How We Can Help
OUR WEALTH SERVICES
SAVING
At Intuitive Wealth, we believe that developing and maintaining strong financial behaviours are essential for long term wealth creation. We understand that it is hard to get excited about budgeting. However, through our tried and tested cash flow management philosophy we are able to alleviate the stress associated with money, giving you more confidence with your spending.
Our strategic advice will allow you to increase your savings, reduce your debt and live a lifestyle that you desire. Ultimately, we help shape your financial behaviours so that you can achieve financial and lifestyle success.
INVESTING
Investing can be complex and challenging due to the array of options and risks that must be considered. Our investment philosophy focuses on long term performance over short term gains. We use extensive research to support our recommendations, helping you make the appropriate choices for your circumstances and risk tolerance.
We take a predominately passive approach to investing and tailor portfolios with your specific goals, needs and purpose in mind. Through our clear, concise advice you will build confidence around investing and build your money momentum.
SUPER
Our advisers provide specialist superannuation advice that is not aligned to any financial institution or superannuation fund.
Superannuation is the most tax effective tax savings structure designed to fund retirement. It is one of the most significant assets most people will own and careful consideration must be made to ensure it is maximised in retirement.
When assessing the suitability of your superannuation fund we advise on the assets in your super, performance, insurances and contributions including salary sacrifice. We do this whilst giving consideration to your own investment time horizon, tolerance to risk, need for access to funds due to retirement or alternatively just needing a regular source of income.
INSURANCE
Life is unpredictable. Unexpected events including death, disablement, cancer, other serious illness or injury may result in financial pressure for you and those who care about you. Often your family and business partners are unable to maintain their lifestyle, meet their financial goals or continue a business venture.
Having appropriate insurances means that you and your family can have certainty that your lifestyle and wealth is maintained in the future.
Insurance advice requires consideration to be given to the level of cover required, policy ownership, cash flow and the effect of tax on claims. We are not aligned to any insurance product provider. This will mean that you will always receive advice that is perfectly matched to your individual circumstances.
RETIREMENT
80% of retirees receive the age pension when they retire. It is our goal to help as many people as possible become self-funded retirees, who can live the retirement lifestyle of their dreams. Doing so, can involve early forward planning and preparation. However, with our wealth creation strategies you will be able to strengthen your financial position as you move towards independence.
An important consideration is ensuring that your retirement savings can support you for as long as necessary. This can be achieved trough appropriate cash flow management, investment advice and contribution strategies.
Through our close partnership we can help you get the most out of your retirement plans.
ESTATE PLANNING
Estate planning is central to protecting those you love. Estate Planning involves developing a strategy to deal with your assets and investments when you pass away. Its aim is to provide peace of mind for you and your loved ones when you die, ensuring that your assets are passed on to your beneficiaries in the most simple and effective way.
We are here to make that process simple and efficient. We take the lead on integrating a multidude of service professionals to ensure your plan is holistic.
Our Approach
To Working With You
We follow a simple and effective financial advice process
1.Getting to know you
Through an in depth conversation we come to a clear understanding of your unique goals and circumstances
2. Advice Development
We tailor a financial solution using appropriate strategies, products & services.
3. Presenting Our advice
We help you comprehensively understand our advice to enable you to make informed decisions.
4. Advice Implementation
We work with appropriate people and specialists to ensure that our advice is implemented in an efficient manner.
5. Follow Up (3 months after implementation)
We will reach out to see that everything has been implemented correctly and to give you an opportunity to clarify any questions you may have.
6. Ongoing Review & Partnership
Your circumstances, lifestyle and financial goals are likely to change over time – we review your personal circumstances regularly to ensure that you are still able to achieve your future financial goals.