FINANCE
Build the foundations for a brighter financial future
OUR DIFFERENCE
It’s all about you.
Because the better we know you, the better we can help you. That’s why your Lucid Lending mortgage broker will take the time to understand your lifestyle and your goals. This knowledge helps us find you a home loan from a panel of over 30 lenders, with features and benefits that match your needs.
Save time and stress.
It’s our job handle all the moving pieces and to listen to your needs and filter the product options, so you can choose from the lender who’ll best look after you. We use the latest technology and systems to gather your financial information, meaning less print outs and sorting through old bank statements, and faster turnaround times. Ultimately, we take the stress out of the entire process.
Here when you need us.
We’ll be in your corner long after your loan has settled. We’ll stay in touch and make sure the loan you have is suiting the life you live. If it’s not, we can try to negotiate better rates, organise re-mortgages and help you with the next step in home ownership, when that happens.
HOW WE CAN HELP
OUR FINANCE SERVICES
FIRST HOME BUYER
One of the most rewarding experiences for us is helping buyers get into their first home.
When buying your first home it is natural to feel a little anxious about the major decision you are about to make. We can take some of that stress (but not the excitement!) out of buying your first home.
NEXT HOME BUYER
If you’ve purchased a home before, you’ll probably be familiar with how the process works.
We will make the process a whole lot easier for you, helping you complete all of the required documentation and finding the right loan product for you.
REFINANCING
Refinancing can unlock equity in your existing property which could be used to reinvest in another property, renovations, or in a business.
Or you may just want to free up some money for an overseas trip or to fund a child’s education.
INVESTMENT PROPERTY
When it comes to property investment you need to get the right advice.
Once you have done the ground work and are ready to buy, we can tail an investment loan to suit your situation.
BUILDING & RENOVATION
Thinking about building or renovating a property? A construction loan might be right for you. Instead of drawing down the full amount in one hit, you’ll pay the loan in stages of the building completion.
Construction loans are most often interest only for the first 12 months then revert to a standard principal and interest loan.
COMMERCIAL & BUSINESS
Commercial properties generally are purchased for business purposes and to generate an income. For those wishing to purchase offices, warehouses or retail centers, a commercial property loan is typically the best finance solution.
We also assist in helping business owners with working capital, business acquisitions and equity purchases.
HOW WE DO IT
Our Approach
We follow a simple six step process and we will be with you all the way
We’ll setup a meeting
We’ll go through all the finance options available to you
We’ll help you with the paperwork
We’ll guide you from start to finish
Then it’s time to sign your loan contract
We’re there for you, whenever you need us