Supporting Documents Checklist
Purchasing a property is an exciting life accomplishment for most. However, it is also a large large commitment that can create unwarranted stress and anxiety. Through education and guidance our Lending Specialists will make your property purchase a stress-free experience. You’ll always be sure that your best interests are looked after and that you are getting the right loan for your unique circumstances.
Below is a list of all the types of documents that our Lending Specialists will need to help you purchase a property.
General Supporting Documents
Identification documents - Passport, driver’s licence & medicare card.
Three months of banks statements for all your savings and transaction accounts.
Three months of credit card statements.
Most recent superannuation statement showing current balance.
Most recent HEC’s statement showing current balance.
Most recent statement for assets held, such as shares, term deposits & other investments.
Last two payslips (for employees).
If you are self employed - Last two years of personal and business tax returns and ATO assessments, including P&L statements.
If you are buying a new home
You’ll also need to provide:
Copy of the contract of sale, if already signed.
If you are refinancing an EXISTING home loan
You’ll also need to provide:
Six months of statements for all home loans you wish to refinance.
Six months of any credit card or personal loans you wish to consolidate.
Most recent council rates notice.
Most recent strata notice (if applicable).
If you are building a new home
You’ll also need to provide:
A copy of construction plan, specifications and builder’s fixed price tender documents (if available) - including builder’s licence number, insurance and council approved plan.
If you are purchasing an investment property
You’ll also need to bring:
For existing investment property - Rental statements or lease agreement.
For first time investors - Contract of sale (if signed) and any rent appraisal you may have.
By providing the following information to our Lending Specialists, you will be able to obtain detailed analysis about your borrowing capacity and all the costs associated with purchasing or refinancing a property.
For more information, book in your complementary Property Strategy session today.